Privacy

policy

Effective Date 12th November 2025 Last Updated 12th November 2025

Welcome to Sunshine+Kittens (“Company”, “we”, “us”, or “our”).
These Terms and Conditions (“Terms”) set out the rules for using our website www.sunshine-and-kittens.com (the “Site”) and any online learning materials, activities, or services provided through it (the “Services”).

By accessing or using our Site, you agree to these Terms and our Privacy Policy.
If you do not agree, please do not use our Site or Services.


1. Who We Are

Sunshine+Kittens provides personal finance education for children, young people, and families in the United Kingdom.
Our resources are designed to promote financial literacy and responsibility — we do not offer regulated financial advice.

Our registered office is:
Sunshine+Kittens - London, UK
7 Bell Yard
London, WC2A 2JR


2. Educational Purpose Only

All information, courses, and materials on this Site are for general educational purposes only.
We are not authorised or regulated by the Financial Conduct Authority (FCA) and do not provide investment, tax, legal, or financial advice.

You should always seek independent advice from a qualified financial adviser before making any financial decisions.


3. Who Can Use Our Services

  • Our Services are aimed at parents, guardians, teachers, and young people aged 8–18.

  • If you are under 18, you must have parental or guardian consent before using our Services or creating an account.

  • Parents or guardians are responsible for supervising the use of our Site by minors.


4. Accounts and Access

To access certain features, you may need to create an account.
You agree to:

  • Provide accurate & up-to-date information.

  • Keep your login details confidential.

  • Notify us immediately if you believe your account has been compromised.

We may suspend or terminate access if you breach these Terms.


5. Acceptable Use

You agree not to:

  • Use our Site for any unlawful or harmful purpose.

  • Post or share offensive, inappropriate, or misleading content.

  • Copy, reproduce, or redistribute our content without permission.

  • Attempt to hack, disrupt, or interfere with the Site’s operation or security.

We reserve the right to remove any user content that breaches these terms or UK law.



6. Intellectual Property

All educational materials, lesson plans, videos, graphics, and text are the property of Sunshine+Kittens Ltd and are protected under UK copyright and trademark laws.

You may:

  • Use the materials for personal or classroom learning only.

You may not:

  • Copy, distribute, or modify materials for commercial use without our written consent.



7. Fees & Payments (where applicable)

If certain courses or premium content require payment:

  • Prices will be shown clearly on the Site and include VAT (where applicable).

  • Payment must be made before access is granted.

  • We use secure third-party payment processors.

  • Refunds will be handled in line with our Refund Policy.



8. Disclaimer of Liability

We make reasonable efforts to ensure the information on our Site is accurate and up to date. However:

  • We make no guarantees that the content is complete or free from errors.

  • We are not liable for any losses, damages, or outcomes arising from reliance on our educational content.

Your use of our Site is at your own risk.




9. Limitation of Liability

To the extent permitted by law, we shall not be liable for:

  • Any indirect, incidental, or consequential loss;

  • Any loss of profit, income, or data;

  • Any damages resulting from your use of, or inability to use, the Site.

Nothing in these Terms excludes liability for death or personal injury caused by our negligence, or for fraud.




10. Data Protection and Privacy

We handle all personal information in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

Please read our Privacy Policy to understand how we collect, use, and protect your data, including that of children.




11. Third-Party Links

Our Site may include links to external websites.
We are not responsible for the content, accuracy, or privacy practices of third-party websites.
Use of third-party sites is at your own risk.




12. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices, services, or legal requirements.
Any updates will be posted on this page with a new “Last Updated” date.
Your continued use of the Site after any changes constitutes acceptance of the revised Terms.




13. Governing Law and Jurisdiction

These Terms are governed by the laws of England and Wales.
Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.




14. Contact Us

If you have any questions or concerns about these Terms, please contact us:

Sunshine+Kittens
Email: hello@sunshine-and-kittens.com
Sunshine+Kittens - London, UK
7 Bell Yard
London, WC2A 2JR